Long-Term Care Insurance
Aging is inevitable. Make sure you have the care you may eventually need.
Let’s find a long-term care policy that fits your needs and budget.
Aging is inevitable. Make sure you have the care you may eventually need.
Let’s find a long-term care policy that fits your needs and budget.
As we age, we may not be able to care for ourselves like we used to.
A long-term care insurance policy provides assurance that you’ll be able to pay for someone to provide care in your home.
The cost of long-term care can be high, and most people do not have enough savings to cover the expenses.
Additionally, Medicare and private health insurance plans typically do not cover the cost of long-term care.
Long-term care (whether in one’s home or a health facility) is the single largest out-of-pocket cost for adults over 60.
A long-term care policy provides a specified annual, monthly, or daily benefit amount for a set number of years that someone can use to pay for care in their home an assisted living facility.
For example, a woman in Texas could purchase a policy that will pay $5,000 per month for 4 years. Like a life insurance policy, the cost of the monthly premium depends the amount of benefit to be paid, the age of the insured, and other factors.
At Basey Insurance, we take a consultative approach. We help clients size a long-term care policy to fit their needs and budget. Let’s have a conversation and find a long-term care policy that’s right for you.
Regardless of your long-term care needs, we can find the answers.
Let Basey Insurance help you find the best solution for you.
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